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    :root[data-theme="dark"] .site-header{background:rgba(18,19,24,.97);border-color:var(--line)}
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    :root[data-theme="dark"] .site-nav,:root[data-theme="dark"] .site-phone,:root[data-theme="dark"] .site-icon-button{color:#e9e9ec}
    :root[data-theme="dark"] .site-icon-button:hover,:root[data-theme="dark"] .site-icon-button:focus-visible{background:#1a1b21;color:#ef4b50}
    :root[data-theme="dark"] .site-cta,:root[data-theme="dark"] .site-menu{background:#121318;color:#ef4b50}
    :root[data-theme="dark"] .site-menu{color:#f3f3f5}
    :root[data-theme="dark"] .site-header.is-menu-open .site-nav{background:#1a1b21}
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    :root[data-theme="dark"] .hero :is(p,.meta){color:var(--muted)!important}
    :root[data-theme="dark"] .services-hero h1{color:var(--ink)!important}
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    :root[data-theme="dark"] :is(.calculator-page,.dictionary-page,.risk-navigator-page) .lead{padding:0!important;border:0!important;background:transparent!important;color:var(--theme-muted)!important}
    .site-footer{background:#111217;color:#fff;padding:62px 24px 24px}
    .site-footer__inner{max-width:1220px;margin:0 auto}
    .site-footer__main{display:grid;grid-template-columns:1.2fr repeat(5,minmax(0,1fr));gap:30px}
    .site-footer__logo{display:inline-flex;width:150px;height:62px}
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    .site-footer__col a,.site-footer__col span{display:block;color:#b9bbc5;text-decoration:none;font-size:14px;line-height:1.45;margin-bottom:10px}
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    .site-footer__map{height:150px;margin-top:12px;border:1px solid #2f3038;background:#1d1e24;overflow:hidden}
    .site-social{display:flex;gap:8px;margin-top:14px}
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      .site-header__inner{grid-template-columns:132px minmax(0,1fr) 200px;padding-left:22px;padding-right:22px;column-gap:18px}
      .site-logo{width:116px}
      .site-nav{font-size:13px}
      .site-nav a{padding:0 4px}
      .site-phone{font-size:13px}
      .site-footer__main{grid-template-columns:repeat(3,minmax(0,1fr))}
      .site-footer__office{grid-column:1/-1}
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      .site-header__inner{grid-template-columns:112px minmax(0,1fr) auto;grid-template-rows:34px 48px;min-height:98px;padding:8px 16px;column-gap:14px}
      .site-logo{width:112px;height:62px;justify-self:start}
      .site-nav{display:none}
      .site-header.is-menu-open .site-nav{display:grid;position:absolute;left:16px;right:16px;top:calc(100% + 8px);width:auto;grid-template-columns:1fr;background:#fff;border:1px solid var(--line,#d9dadf);box-shadow:0 18px 50px rgba(17,18,23,.16);justify-items:stretch;z-index:40}
      .site-header.is-menu-open .site-nav a{justify-content:flex-start;min-height:42px;padding:0 14px;border-bottom:1px solid var(--line,#d9dadf)}
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      .site-utility{grid-column:2/4;grid-row:1}
      .site-cta{grid-column:2;grid-row:2}
      .site-menu{display:inline-flex;grid-column:3;grid-row:2}
      .site-footer__main{grid-template-columns:repeat(3,minmax(0,1fr))}
      .site-footer__office{grid-column:1/-1}
    }
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      .site-header,.site-header__inner{max-width:100%;overflow:hidden}
      .site-header.is-menu-open,.site-header.is-menu-open .site-header__inner{overflow:visible}
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      .site-header.is-menu-open .site-nav{left:12px;right:12px}
      .site-logo{width:96px;height:52px}
      .site-phone{font-size:12px}
      .site-utility{gap:5px}
      .site-cta,.site-menu{min-height:38px;padding:0 12px;font-size:13px}
      .site-icon-button{flex-basis:32px;width:32px;height:32px}
      .site-footer__main{grid-template-columns:1fr}
      .site-footer__brand p{max-width:none}
      .site-footer__bottom{align-items:flex-start;flex-direction:column}
    }
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      .site-header__inner{grid-template-columns:88px minmax(0,1fr) auto;column-gap:8px}
      .site-logo{width:88px}
      .site-phone{margin-right:0;font-size:11px}
      .site-utility{gap:4px}
      .site-icon-button{flex-basis:29px;width:29px;height:29px}
      .site-icon-button svg{width:16px;height:16px}
      .site-cta,.site-menu{padding:0 9px;font-size:12px}
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.hero::before{content:"";position:absolute;left:-28px;top:70px;width:3px;height:62px;background:var(--red)}
.hero-copy{padding-bottom:0}
.eyebrow{margin:0 0 12px;color:var(--red);font-weight:900;text-transform:uppercase;letter-spacing:.1em;font-size:12px}
h1{margin:0;font-size:60px;line-height:1.02;letter-spacing:0;max-width:760px}
.risk-navigator-page .lead{max-width:700px;margin:24px 0 0;padding:0!important;border:0!important;background:transparent!important;color:var(--theme-muted,#3f4147)!important;font-size:18px}
.hero-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:42px;padding:0 15px;border-radius:0;border:1px solid var(--theme-border,var(--line));background:var(--theme-control,#fff);color:var(--theme-text,var(--ink));text-decoration:none;font-weight:900}
.btn.primary{background:var(--red);border-color:var(--red);color:#fff}
.signal-panel{align-self:stretch;display:grid;align-content:center;gap:10px;padding:24px;border:1px solid var(--theme-border,var(--line));border-top:3px solid var(--red);background:var(--theme-surface,#fff);border-radius:0}
.signal{display:grid;grid-template-columns:112px 1fr;gap:14px;padding:13px 0;border-bottom:1px solid var(--line)}
.signal:last-child{border-bottom:0}
.signal b{font-size:12px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted)}
.signal span{font-weight:850}
.section{max-width:1220px;margin:0 auto;padding:58px 0;border-top:1px solid var(--line)}
.section-kicker{display:block;margin-bottom:9px;color:var(--red);font-size:12px;font-weight:900;text-transform:uppercase;letter-spacing:.1em}
.split{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:36px;align-items:start}
.section h2{margin:0 0 16px;font-size:40px;line-height:1.08}
.section p{margin:0;color:var(--theme-muted,#45474d)}
.info-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:24px}
.info-block{padding:18px;border:1px solid var(--theme-border,var(--line));border-radius:0;background:var(--theme-surface,#fff)}
.info-block h3{margin:0 0 12px;font-size:17px}
.info-block ul{margin:0;padding:0;list-style:none;display:grid;gap:8px;color:var(--theme-muted,#45474d);font-size:14px}
.info-block li{padding-left:18px;position:relative}
.info-block li:before{content:"";position:absolute;left:0;top:.65em;width:7px;height:1px;background:var(--red)}
.tool-panel{max-width:1220px;margin:0 auto;padding:58px 0;border-top:1px solid var(--line);display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);gap:42px}
.tool-copy{padding:22px 0}
.navigator-form,.lead-form{display:grid;gap:12px;padding:20px;border:1px solid var(--theme-border,var(--line));border-radius:0;background:var(--theme-surface,#fff)}
label{display:grid;gap:6px;color:var(--theme-muted,#4e5057);font-size:13px;font-weight:850}
input,select,textarea{width:100%;border:1px solid var(--theme-border,var(--line));border-radius:0;background:var(--theme-control,#fff);color:var(--theme-text,var(--ink));font:inherit;padding:11px 12px;outline:none}
input:focus,select:focus,textarea:focus{border-color:var(--red);box-shadow:0 0 0 3px rgba(166,17,22,.1)}
.check-row{grid-template-columns:auto 1fr;align-items:center}
.check-row input{width:auto}
button{min-height:42px;border:0;border-radius:0;background:var(--red);color:#fff;font:inherit;font-weight:900;cursor:pointer}
.tool-result{padding:15px;border:1px solid var(--theme-border,#d7dce8);border-radius:0;background:var(--theme-surface-alt,#f7f9fc);color:var(--theme-text,#2f3644)}
.tool-result strong{display:block;margin-bottom:5px}
.contact-panel{max-width:1220px;margin:0 auto;padding:58px 0;border-top:1px solid var(--line);display:grid;grid-template-columns:minmax(0,.95fr) minmax(320px,.75fr);gap:42px;align-items:start}
.form-status{min-height:20px;color:var(--muted);font-size:13px}
.form-status[data-tone="success"]{color:var(--green)}
.form-status[data-tone="error"]{color:var(--red)}
@media(max-width:1260px){.hero,.section,.tool-panel,.contact-panel{margin-left:24px;margin-right:24px}}
@media(max-width:900px){.hero,.split,.tool-panel,.contact-panel{grid-template-columns:1fr}.hero{min-height:0;padding-top:46px}.hero::before{left:-24px;top:52px}.info-grid{grid-template-columns:1fr}.signal-panel{align-self:auto}.section h2{font-size:34px}}
@media(max-width:560px){.hero,.section,.tool-panel,.contact-panel{margin-left:18px;margin-right:18px}.hero{padding-left:0;padding-right:0}.hero::before{left:-18px}.hero h1{font-size:36px;overflow-wrap:break-word}.lead{font-size:16px}.section,.tool-panel,.contact-panel{padding-top:46px;padding-bottom:46px}}